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To comply with the Patriot Act and prevent identity fraud, all information obtained when applying for a mortgage loan will be used to identify each applicant. Data such as name, address, date of birth, and other various information will help us verify and protect your identity. To complete your application, our agents may ask to see your Driver's license and/or other identifying documents.

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Requirements

• Job History – This information includes your employment and education history for the past 2+ years.
• Living History – This information includes ownership and rental history for the past 2+ years.
• Credit History – Part of the process will be to get a copy of your credit report. Your credit report gives us an idea of what your monthly payment obligations are, what your payment history looks like, and what your score is.
• Income Verification – This information includes your income from all jobs for the past 2+ years.
• Asset Verification – This information includes information about your checking, savings, retirement, and any other type of asset you have.